What Options Do You Have to Refinance Your Home?

When you’re considering refinancing your home, it’s common to have a lot of questions. Unlike a first-time homebuyer, you’ve gone through the mortgage process before and think you may know what to expect. But what options should you take into consideration before filling out a residential mortgage application? There is a wide range of options…

7 Crucial Facts about FHA Loans

Less-rigorous lending standards and lower down payment requirements make FHA loans popular with mortgage borrowers. An FHA loan is a mortgage insured by the Federal Housing Administration. Borrowers with FHA loans pay for mortgage insurance, which protects the lender from a loss if the borrower defaults on the loan. Because of that insurance, lenders can—and…

4 Tips to Clean Up Your Credit for a Home Search

After years of planning, searching, and daydreaming, you have finally decided you are ready to take the plunge and purchase a new home.  But before you start picking out curtains, we have to discuss one topic that can be a bit daunting – your credit score.  Your credit score will be the determining factor in…

8 High-Tech Features to Include in Your Next Remodel

You’ve torn out the old carpet and replaced the kitchen cabinets, and your renovation is almost complete. Before you put everything back together, consider including some high-tech features on your list of remodeling must-haves. Adding a few new smart devices is a cinch when you’re in the process of remodeling—why not make a little room…