After years of planning, searching, and daydreaming, you have finally decided you are ready to take the plunge and purchase a new home. But before you start picking out curtains, we have to discuss one topic that can be a bit daunting – your credit score. Your credit score will be the determining factor in getting a mortgage loan. Whether you think you have good credit or not, it’s better to do your due diligence before you jump into the home-buying process. Click here for 4 tips to get prepared and clean up your credit.